The Evil of Usuryhttp://holywar.org/usury.html
the Goldsmiths and the commercial bankers of today. The first use of the fractional reserve system was in the Temple of Shamash under Hammurabi--the 6th king of Babylon. Peter Coo
Annotated list of contexts where we perceive chancehttps://www.stat.berkeley.edu/~aldous/Real_World/100_list.html
, for instance a commercial business or a non-profit or an educational or social institution. Let me rather arbitrarily give 4 categories. First, a new employee may turn out to be
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